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Be smart

Are you financially ready for emergencies?

Hands opening cash-filled wallet
To prepare for emergencies, experts recommend keeping a small amount of cash at home in a safe place.

The Postal Service wants you to take all kinds of preparations — including saving and financial planning — during National Preparedness Month.

Rebuilding lives after a disaster or other emergency includes stressful challenges.

Having access to personal financial, insurance, medical and other records is crucial for starting the recovery process quickly and efficiently. Taking the time now to collect and secure these critical records will give you peace of mind.

To be prepared, experts offer these tips:

• Gather financial and critical personal, household and medical information.

• Consider saving money in an emergency savings account that could be used in any crisis.

• Keep a small amount of cash at home in a safe place.

• Complete a financial “first aid kit.” The Federal Emergency Management Agency’s site has tips and guidelines.

The USPS National Preparedness site and, a Department of Homeland Security site, have additional tips on preparing for emergencies.

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