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Retirement ready

Employees encouraged to think ahead

A fulfilling retirement begins with smart financial planning, experts say.

Planning for retirement can be difficult to wrap your head around, no matter if it’s three or 30 years away.

However, by setting goals, staying informed and doing research, you can pave the path toward a fulfilling retirement.

You should start by setting a retirement goal, experts say.

The Financial Wellness LiteBlue page has several resources to help you, including:

  • Thrift Savings Plan (TSP) information and videos
  • Links to the U.S. Office of Personnel Management retirement calculator
  • Information on applying for retirement and scheduling retirement counseling

The team recommends you consider contributing at least 5 percent of your pay into your TSP to receive the full 5 percent Postal Service contribution under the Federal Employees Retirement System (FERS).

If you aren’t under FERS, you may still contribute to TSP under the Civil Service Retirement System (CSRS). You won’t receive the Postal Service match, but you’ll still benefit from the TSP’s pretax savings and low fees.

The Financial Wellness LiteBlue page has additional information, while the USPS retiree site,, allows users to sign up for an electronic newsletter that includes financial information.

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